Friends & Circles Group Coaching

Win With
Your Circle.

Grab 1 to 5 people you trust — friends, siblings, your partner, your crew. 12 weeks of live financial coaching together. One shared money language. Individual plans you each own. And the more people you bring, the less everyone pays.

Book Your Group's Free Call

One person books · The whole group can join the call

Weeks

2–6

People Per Group

Min Live Calls

$147

As Low As / Month

Why a Group?

Money Is Easier When You're Not Alone

Most people never talk honestly about money — not even with their closest people. This program changes that.

🔥

Built-In Accountability

It's easy to quit on yourself. It's a lot harder to quit on your best friend. Every member gets an accountability partner inside the group.

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Real Conversations

You'll finally talk about money honestly with people you actually know — struggles, wins, and everything between. It changes the whole friendship.

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Shared Cost, Full Value

Everyone gets individually tracked — your own Wealth Score, your own goals, your own plan. You just split the experience, not the results.

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Friendly Competition

Savings challenges, debt payoff races, score improvements — a little friendly competition makes the work fun and keeps everyone moving.

Per-Person Pricing

The More You Bring, The Less You Pay

Every person pays their own way — no awkward money collecting. Your group rate is locked at enrollment.

Group Size	Per Person / Month	Per Person Total (12 Weeks)
2 people	$247	~$741
3 people	$217	~$651
4 people ★ most popular	$197	~$591
5 people	$177	~$531
6 people (max)	$147	~$441

Always pay monthly: each person is billed monthly per person across the 12 weeks — no lump sums, ever. If someone withdraws mid-program, everyone else keeps their locked rate. Payments run securely through Stripe.

The Format

How Every Call Runs

One live 75-minute video call per week. Same structure every time, so everyone knows what to expect.

Learn

Financial education on the week's topic — budgets, debt, credit, saving, investing — in plain English, no jargon.

Hot Seat

One member brings their situation to the group. The group reacts, the coach guides. Everyone learns from everyone.

Open Q&A

Anything on your mind — ask it. No question is too basic. This is where the "wait, can you explain..." moments happen.

The Ground Rules — Set Together at Week 1

What's shared in the group stays in the group — always
Nobody's specific dollar amounts get shared without their permission
No judgment — every starting point is valid
Show up for your people — attendance matters
Do the work between calls — that's where the change happens

The 12-Week Journey

What Your Group Builds Together

Wk 1–2

Foundations — Know Yourself & Know Your Circle

Introductions, ground rules, and honest starting points. Each member gets their individual Money Way Wealth Score™ — your personal 300–850 financial health number. Accountability partners get paired up.

Group outcome: everyone knows exactly where they're starting — no more guessing.

Wk 3–4

Budget Basics — Every Dollar Gets a Job

We build real budgets with real numbers, together. Spending audits, needs vs. wants, and the system where every dollar has a purpose before the month starts.

Group outcome: every member has a working budget they built themselves.

Wk 5–6

Debt Strategies — Each Person Maps Their Own

Snowball vs. avalanche, what debt actually costs, and how to build a payoff order that fits how you're wired. Everyone builds their own attack plan — and the group keeps each other on it.

Group outcome: every member with debt has a payoff plan with a real end date.

Wk 7–8

Save Smart — The Emergency Fund Race

High-yield savings accounts, automatic transfers on payday, and the optional group challenge: who hits $500 first? Saving gets automated so it happens without willpower.

Group outcome: every member has savings moving automatically, every payday.

Wk 9–10

Credit & Banking — Decode the Score

The five factors that control your credit score, the fastest ways to move it, and how to make banking work for you instead of against you. Everyone pulls their free credit report and takes one real action.

Group outcome: credit stops being a mystery — it's a number everyone knows how to move.

Wk 11–12

Investing 101 & Graduation

Investing explained simply — 401(k) matches, Roth IRAs, index funds, compound interest. Then the graduation call: final Wealth Scores revealed, wins celebrated as a group, and each member receives their personal 12-month roadmap.

Group outcome: everyone graduates with a written plan — and a circle that keeps each other accountable for life.

Questions

Frequently Asked

Will everyone see my personal financial numbers?

No. Your specific dollar amounts are private between you and your coach — always. What gets shared in the group is strategies, struggles, and wins, never your account balances. If you ever want to share specifics for a hot seat session, that's entirely your choice.

What if my friends are at totally different financial levels?

That's normal and it works fine. Everyone is tracked individually with their own Wealth Score and their own goals. One person might be attacking debt while another builds their first investment account — the frameworks are the same, and the group learns from every situation.

How do payments work with a group?

Each person signs their own agreement and pays their own invoice through Stripe. Nobody collects money from anybody. Your group's per-person rate is locked at enrollment — and if someone withdraws mid-program, everyone else keeps their rate.

What if someone can't make a call?

Calls happen weekly at a time the group agrees on together. If someone misses one, they catch up through the session recap and their accountability partner. Consistency matters, but life happens — the structure is built to absorb it.

Can just two of us do this? Like me and my partner?

Absolutely — duos are common. Couples, siblings, best friends. Two people at $247/month each gets you the full program with the tightest group dynamic there is.

What happens after the 12 weeks?

You graduate with your personal 12-month roadmap. Members who want to keep going can move into one-on-one coaching at a graduate rate, or book quarterly check-in sessions to stay accountable. And honestly — most groups keep holding each other accountable on their own. That's the point.

Not ready to enroll? Take The Money Reset — free.

Our free self-paced course covers the fundamentals — budgeting, debt basics, and your first steps toward control. Free for everyone, no commitment. Start there and come back when you're ready for a coach.

Take the Free Course →

The honest fine print: Money Way Coaching provides financial education, goal-setting, accountability, and behavioral support. Coaching is not investment advice, investment management, tax preparation, legal representation, insurance sales, or credit repair services. Each group member signs their own agreement and all financial decisions remain their own. Full program terms, refund policy, and privacy practices are provided in writing before enrollment. Services provided by Tensa L. Ndongwa, operating as Money Way Coaching, Rochester, NY.

Win WithYour Circle.