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🎉 New clients: 25% off your first month of 1-on-1 coaching — code MONEYWAY25 at checkout

One-on-One Personal Coaching

Your Money.
Your Plan. Your Coach.

A 6-month private coaching program that takes you from financial stress to a clear, working money system you actually own. No apps. No judgment. A real coach in your corner every week.

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30 minutes · No pressure · See if we're a fit

6
Months
24
Private Sessions
60
Min Per Session
1:1
Full Attention

Is This You?

Who This Program Is Built For

This isn't for everyone — and that's the point. Private coaching works when you're ready to do the work.

This is for you if...

  • You're tired of not knowing where your money goes every month
  • You have debt and no real plan to get rid of it
  • You want someone to hold you accountable — for real
  • You've tried budgeting apps and they didn't stick
  • You're ready to build savings and start investing, but don't know where to start
  • You want a coach who explains money in plain English

This is not for you if...

  • You want someone to manage your investments for you
  • You need tax preparation or legal services
  • You're looking for a get-rich-quick shortcut
  • You're not willing to look at your real numbers honestly
  • You want advice without doing any of the work between sessions

The 6-Month Journey

What We Build Together

Every month has a mission. Every session builds on the last. By Month 6, you know your money cold.

01

Month One

Know Your Numbers

We map every dollar coming in and going out. All your debts, all your accounts, your full financial picture — clearly, on paper, for the first time. You'll get your starting Money Way Wealth Score™ and set three real goals.

You walk away with: a complete picture of your finances and a baseline score to beat.
02

Month Two

Build the Budget

We build a budget with your real numbers — where every dollar gets a job. You'll open your emergency fund and make your first deposit. This is where "I spend until it runs out" becomes "I decide where it goes."

You walk away with: a working budget and an emergency fund that's started, not just planned.
03

Month Three

Attack the Debt

We build your debt payoff plan — the exact order, the timeline, and the strategy that fits how you're wired. You'll see exactly what your debt costs you every month, and you'll make your first extra payment beyond the minimums.

You walk away with: a debt payoff plan on paper with a real end date.
04

Month Four

Automate Your Savings & Fix Your Credit

Savings start moving automatically — no willpower required. We pull your credit report together, decode what's on it, and take specific actions to move your score. Money starts working while you sleep.

You walk away with: automated savings and a credit improvement plan in motion.
05

Month Five

Start Investing

With your foundation built, we go into investing — explained simply. 401(k) matches, Roth IRAs, index funds, compound interest. You'll make your first investment contribution, even if it's small. The habit matters more than the amount.

You walk away with: your first investment made and a net worth number you're tracking.
06

Month Six

Graduate With a Roadmap

We put your Month 1 numbers next to today's numbers and celebrate what changed. Then we build your 12-month financial roadmap together — your plan for the next year, written down, yours to keep. You graduate knowing your money cold.

You walk away with: a written 12-month roadmap and the confidence to run your money yourself.

Everything You Get

What's Included

🗓️

Weekly Private Sessions

60-minute one-on-one video or phone sessions, every week for 6 months. 24 sessions total.

💬

Message Support

Questions between sessions? Message your coach anytime with responses within 48 hours.

📊

Monthly Wealth Score

Your progress measured monthly on the Money Way Wealth Score™ — one clear number that shows your growth.

📋

All Worksheets & Tools

Budget builders, debt planners, progress dashboards, and every session recap in writing within 24 hours.

🤝

Professional Referrals

Need a CPA, attorney, or banking help? Get connected to vetted professionals when it's appropriate.

🗺️

Your 12-Month Roadmap

Graduate with a written financial plan for the next year — built together, owned by you.

Investment

Choose Your Commitment

All plans include everything above and are billed monthly — there is always a pay-monthly option. Longer commitments simply lock a better monthly rate.

🎉 First-time clients: 25% off your first month — use code MONEYWAY25 at checkout
Pay Monthly — No Commitment
$397
per month
Full program access with the flexibility to cancel after any month with 7 days' notice.
Start With a Free Call
Most Popular
6-Month Program
$347
per month · $2,082 total
The complete program, start to finish. This is the commitment that produces the best results.
Save $300 Start With a Free Call
12-Month Program
$297
per month · $3,564 total
A full year of coaching, including quarterly deep-dive sessions and an annual financial review.
Save $1,200 Start With a Free Call

Questions

Frequently Asked

Do I need a certain income or amount of savings to join?

+
No. There are no minimums of any kind. This program is built for real people at real starting points — whether you're paycheck to paycheck or earning well but not keeping any of it. Your starting point is just your starting point.

What happens on the free discovery call?

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It's a 30-minute conversation. You tell me what's going on with your money and what you want to change. I'll tell you honestly whether this program fits your situation — and if it doesn't, I'll point you toward what might. No pressure, no hard sell.

Is this financial advising? Will you manage my money?

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No — this is financial coaching, which is education, planning, and accountability. I don't manage investments, prepare taxes, or sell financial products. All decisions stay yours. When you need a CPA or other licensed professional, I'll help you connect with one.

What if I miss a session?

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Life happens. Sessions can be rescheduled with 24 hours' notice at no charge. We'll work with your schedule — sessions run over video or phone, whatever works for you.

How do payments work?

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All payments run securely through Stripe — credit card, debit card, or bank transfer. Monthly payments are due at the start of each service month. Full payment and refund terms are provided in writing before you enroll, so there are never surprises.

What if it's not working for me?

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Talk to me — directly. Coaching only works with honesty in both directions. Full refund and cancellation terms are laid out clearly in the coaching agreement you'll review before any payment is made.
The honest fine print: Money Way Coaching provides financial education, goal-setting, accountability, and behavioral support. Coaching is not investment advice, investment management, tax preparation, legal representation, insurance sales, or credit repair services. Your coach is not acting as your fiduciary, and all financial decisions remain solely your own. Full program terms, refund policy, and privacy practices are provided in writing before enrollment. Services provided by Tensa L. Ndongwa, operating as Money Way Coaching, Rochester, NY.

Six months from now,
you'll know your money cold.

The only question is whether you start today or keep waiting. The call is free. The conversation is honest. The decision is yours.

Book Your Free Discovery Call